NBT Financial Bank

NBT Financial Bank is a locally owned and operated Texas bank that has been proudly serving communities since 1973. We are committed to delivering exceptional service with a personal touch, offering a full range of financial solutions for individuals, families, and businesses. Our services include personal and business checking and savings accounts, mortgage and commercial lending, online and mobile banking, and treasury management.

At NBT, we believe in the value of strong relationships and local decision-making. Our team understands the needs of our communities because we live and work in them. Whether you're opening your first account, expanding your business, or planning for the future, we're here to help you every step of the way.


We are more than just a bank; we are an active community partner. Through local sponsorships, volunteer efforts, and financial education initiatives, we are proud to support the people and organizations that make our hometowns thrive.

Conveniently located near major roads and city centers. Visit our website for location-specific directions.